“I want to say that this group is amazing! I have saved so much since starting a couple of years ago. I’m not able to attend the lives, work in the courses or even get into the stores as I use to, but I still use the basic knowledge daily. My 1st couple of months I paid off several credit cards and saved my $1000 emergency fund. I still have that emergency fund and because of the principles I’ve learned here I have not ran those cards back up. By having the basic knowledge from Krystal and applying them to suit my family’s needs. I continue to save money. I’m not saving anywhere near what I did the first year but it’s because of me and what goes on in my life right now. I’ve said before I pay for one membership, but this one membership has touched the lives of so many around me!! Thank you Krystal!.”

—Toni C

“SWAP (Money Saving Academy) has changed my Life in so many ways. Being part of this Membership has helped me save my family money on groceries and other things my family needs. This Membership has made me look at money differently. It has made me want to do more with my money instead of just wasting on things that my family doesn't need. Since Joining SWAP I been able to Save 300 dollars a month and start a vacation fund. If you want to be part of a Membership that helps you and supports you join the membership.”

—Erica

“After becoming a SWAP Maximizer in Oct 2019 and setting my yearly goal of saving $10k this year I have finally hit my goal i just 6 months.”

—Terral

“Since starting the academy I have been able to save 5,000$ in the bank and pay off 12,000$ in credit card debt. I have also cut my grocery budget by several hundred dollars. I save 300$ a trip at BJ's now that I Coupon for most of those items. Meal planning has helped drastically. We throw out less food and we try to eat at home more although we do still eat out but before it used to be almost everyday. Now it may be twice a week if at all. I use envelopes to separate all my funds such as grocery money, spending money, savings, and things such as Christmas and things we want like a new car and of course my I have to include my new kids on the block envelope to save for them concerts. I have enjoyed so much of what I have learned in the money saving academy it has helped me to be more mindful of where I'm spending my money which is helping us to save for big things and our future. I also love that there is a community of people to communicate with weekly and your lives each week allow us to ask questions and get direct answers. Thank you so much!”

—Angela N.

“2 weeks in and I am in awe, actually. I've read probably half a dozen or more personal finance books in the last 2 years. They've all provided me with tips and tricks and I've never been able to stick with any of them for more than a few days. I just sat down for my third money date with myself and I can't tell you how amazing that feels. I haven't solved every spending issue that I have, but sitting down and checking in with my budget on a regular basis is huge for me. It makes me feel like I'm in better control of my own actions.  Sitting down and writing out all of my last 90 days worth of spending was jaw dropping. I have been swiping away my chance to feel financially secure. At first I was upset with myself, but then I looked back at the mindset activity you had everyone start with in the workshop and started trying to change my mindset. 

—Danielle R.

“I saw you asked what I saved  in my emergency fund -over 4,000 and as far as my creditors I paid off our water filtration system (finally) and it was 5,000, I paid off our wedding loan which was 20,000 and my credit cards which amounted to over 2,000.

I will add this Win on the next round but I also bought a new car..”

—Shanika W.